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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,721 | $99,017-57.9% | $86,587-51.8% | $147,585-71.7% |
| Participation rate | 62.5% | 76.3%-13.8pp | 73.5%-11.0pp | 82.8%-20.3pp |
| Annual return | 26.48% | 1312.37%-1285.9pp | 964.86%-938.4pp | 578.56%-552.1pp |
| Employer contribution / active EE | $3,954 | $3,132+26.2% | $2,839+39.3% | $4,876-18.9% |
| Participant deferral / active EE | $5,744 | $3,972+44.6% | $3,609+59.2% | $5,439+5.6% |
| Admin fee / account holder | $2,093 | $5,710-63.3% | $4,906-57.3% | $10,885-80.8% |