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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,703 | $78,707+26.7% | $117,861-15.4% | $70,126+42.2% |
| Participation rate | 94.9% | 73.2%+21.7pp | 79.7%+15.2pp | 69.5%+25.3pp |
| Annual return | 18.88% | 23.30%-4.4pp | 335.11%-316.2pp | 73.15%-54.3pp |
| Employer contribution / active EE | $3,205 | $2,223+44.1% | $3,786-15.4% | $2,343+36.8% |
| Participant deferral / active EE | $5,512 | $3,297+67.2% | $4,482+23.0% | $3,332+65.4% |
| Admin fee / account holder | $458 | $5,066-91.0% | $8,021-94.3% | $4,645-90.1% |