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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,552 | $69,977+16.5% | $108,582-24.9% | $62,881+29.7% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 5.90% | 10.73%-4.8pp | -51.70%+57.6pp | 20.14%-14.2pp |
| Employer contribution / active EE | $2,778 | $2,135+30.1% | $3,758-26.1% | $2,281+21.8% |
| Participant deferral / active EE | $5,450 | $3,165+72.2% | $4,311+26.4% | $3,203+70.1% |
| Admin fee / account holder | $1,438 | $5,076-71.7% | $7,645-81.2% | $4,296-66.5% |