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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,827 | $104,694-35.2% | $85,709-20.9% | $167,536-59.5% |
| Participation rate | 50.0% | 76.4%-26.4pp | 69.9%-19.9pp | 82.1%-32.1pp |
| Annual return | 14.81% | 21.45%-6.6pp | 21.49%-6.7pp | 478.82%-464.0pp |
| Employer contribution / active EE | $3,206 | $3,337-3.9% | $2,619+22.4% | $4,839-33.8% |
| Participant deferral / active EE | $8,018 | $4,826+66.1% | $3,924+104.3% | $6,342+26.4% |
| Admin fee / account holder | $5,052 | $10,035-49.7% | $6,876-26.5% | $12,315-59.0% |