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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,954 | $102,638-78.6% | $81,982-73.2% | $158,982-86.2% |
| Participation rate | 60.0% | 75.5%-15.5pp | 69.3%-9.3pp | 82.0%-22.0pp |
| Annual return | 25.07% | 61.05%-36.0pp | 41.31%-16.2pp | 302.99%-277.9pp |
| Employer contribution / active EE | $2,942 | $3,241-9.2% | $2,498+17.7% | $4,763-38.2% |
| Participant deferral / active EE | $7,169 | $4,649+54.2% | $3,722+92.6% | $5,983+19.8% |
| Admin fee / account holder | $3,394 | $8,237-58.8% | $5,665-40.1% | $11,252-69.8% |