See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ARGENT INSTITUTIONAL SERVICES6+ years Service code 26 · EIN 27-2388726 | Advisory (Participants) | $18,337 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $9,547 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,836 | $45,000-82.6% | $143,757-94.5% | $77,904-89.9% |
| Participation rate | 58.0% | 66.8%-8.8pp | 80.3%-22.3pp | 73.7%-15.7pp |
| Annual return | -16.05% | 29.03%-45.1pp | -0.04%-16.0pp | 12.21%-28.3pp |
| Employer contribution / active EE | $0 | $1,870-100.0% | $4,951-100.0% | $2,848-100.0% |
| Participant deferral / active EE | $1,607 | $3,157-49.1% | $5,637-71.5% | $4,806-66.6% |
| Admin fee / account holder | $96 | $98-2.8% | $14,673-99.3% | $133-27.8% |