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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 37 · EIN 01-0233346 | Loan Processing | $910,776 |
INVESCO5 years Service code 28 · EIN 58-1707262 | Investment Management | $138,461 |
CALLAN ASSOCIATES8+ years Filed as: CALLAN INVESTMENTS Service code 28 · EIN 94-2192581 | Investment Management | $111,250 |
Filed as: PILLSBURY, WINTHROP, SHAW, PITTMAN Service code 29 · EIN 94-1311126 | Legal | $15,000 |
Filed as: O.G. LAW, LLC Service code 29 | Legal | $10,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,163 | $84,993+170.8% | $130,045+77.0% | $80,157+187.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 78.5%+21.5pp | 72.9%+27.1pp |
| Annual return | 9.62% | 23.76%-14.1pp | -137.30%+146.9pp | 40.39%-30.8pp |
| Employer contribution / active EE | $4,925 | $3,051+61.4% | $4,321+14.0% | $2,977+65.4% |
| Participant deferral / active EE | $18,101 | $4,984+263.2% | $5,820+211.0% | $5,015+260.9% |
| Admin fee / account holder | $189 | $391-51.5% | $10,600-98.2% | $145+30.7% |