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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,063 | $73,848-34.9% | $143,799-66.6% | $68,486-29.8% |
| Participation rate | 90.2% | 66.7%+23.5pp | 80.3%+9.8pp | 67.9%+22.3pp |
| Annual return | -17.96% | 0.91%-18.9pp | -0.04%-17.9pp | -7.85%-10.1pp |
| Employer contribution / active EE | $9,963 | $3,184+212.9% | $4,952+101.2% | $2,597+283.7% |
| Participant deferral / active EE | $20,042 | $3,385+492.2% | $5,638+255.5% | $4,028+397.6% |
| Admin fee / account holder | $8,559 | $5,755+48.7% | $14,677-41.7% | $5,404+58.4% |