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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,034 | $104,650+118.9% | $83,854+173.1% | $155,188+47.6% |
| Participation rate | 12.5% | 65.1%-52.6pp | 59.1%-46.6pp | 80.8%-68.3pp |
| Annual return | 15.57% | 28.97%-13.4pp | 31.39%-15.8pp | 148.84%-133.3pp |
| Employer contribution / active EE | $534 | $1,196-55.4% | $1,017-47.5% | $4,248-87.4% |
| Participant deferral / active EE | $2,135 | $2,367-9.8% | $2,035+4.9% | $6,531-67.3% |
| Admin fee / account holder | $160 | $3,518-95.5% | $3,197-95.0% | $14,480-98.9% |