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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,034 | $67,823+237.7% | $52,425+336.9% | $137,256+66.9% |
| Participation rate | 12.5% | 63.9%-51.4pp | 55.6%-43.1pp | 80.0%-67.5pp |
| Annual return | 15.57% | 219.11%-203.5pp | 302.12%-286.6pp | 220.34%-204.8pp |
| Employer contribution / active EE | $534 | $1,163-54.1% | $914-41.6% | $4,156-87.2% |
| Participant deferral / active EE | $2,135 | $2,288-6.7% | $1,790+19.2% | $6,407-66.7% |
| Admin fee / account holder | $160 | $2,844-94.4% | $2,495-93.6% | $12,270-98.7% |