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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,688 | $100,792-91.4% | $86,691-90.0% | $134,509-93.5% |
| Participation rate | 93.8% | 78.9%+14.8pp | 76.6%+17.2pp | 81.2%+12.5pp |
| Annual return | -11.81% | 29.08%-40.9pp | 35.94%-47.7pp | 418.13%-429.9pp |
| Employer contribution / active EE | $1,693 | $3,491-51.5% | $2,837-40.3% | $4,741-64.3% |
| Participant deferral / active EE | $3,669 | $5,339-31.3% | $4,656-21.2% | $6,400-42.7% |
| Admin fee / account holder | $523 | $10,924-95.2% | $7,492-93.0% | $11,427-95.4% |