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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,747 | $202,440-63.6% | $169,390-56.5% | $139,466-47.1% |
| Participation rate | 60.0% | 81.1%-21.1pp | 77.2%-17.2pp | 80.3%-20.3pp |
| Annual return | 31.30% | 532.36%-501.1pp | 406.07%-374.8pp | 373.66%-342.4pp |
| Employer contribution / active EE | $5,529 | $4,693+17.8% | $4,013+37.8% | $4,754+16.3% |
| Participant deferral / active EE | $12,684 | $6,940+82.8% | $6,222+103.8% | $6,712+89.0% |
| Admin fee / account holder | $861 | $10,722-92.0% | $9,015-90.4% | $11,409-92.5% |