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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,975 | $100,139-28.1% | $85,187-15.5% | $145,884-50.7% |
| Participation rate | 84.2% | 74.1%+10.1pp | 67.5%+16.7pp | 80.3%+3.9pp |
| Annual return | 16.18% | 84.15%-68.0pp | 66.67%-50.5pp | 551.85%-535.7pp |
| Employer contribution / active EE | $2,552 | $3,238-21.2% | $2,732-6.6% | $4,662-45.3% |
| Participant deferral / active EE | $7,888 | $5,296+48.9% | $4,525+74.3% | $6,690+17.9% |
| Admin fee / account holder | $669 | $7,262-90.8% | $6,162-89.1% | $13,392-95.0% |