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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,283 | $96,419-46.8% | $80,648-36.4% | $139,487-63.2% |
| Participation rate | 80.0% | 73.6%+6.4pp | 67.0%+13.0pp | 80.3%-0.3pp |
| Annual return | 20.08% | 1352.86%-1332.8pp | 937.21%-917.1pp | 373.84%-353.8pp |
| Employer contribution / active EE | $2,542 | $3,261-22.0% | $2,724-6.7% | $4,755-46.5% |
| Participant deferral / active EE | $6,680 | $5,225+27.8% | $4,443+50.3% | $6,713-0.5% |
| Admin fee / account holder | $2,600 | $6,605-60.6% | $5,382-51.7% | $11,407-77.2% |