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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,111 | $92,743-30.9% | $82,744-22.5% | $134,532-52.3% |
| Participation rate | 88.2% | 75.2%+13.0pp | 72.6%+15.7pp | 81.2%+7.0pp |
| Annual return | 9.56% | 946.63%-937.1pp | 702.22%-692.7pp | 418.27%-408.7pp |
| Employer contribution / active EE | $2,636 | $3,273-19.5% | $3,008-12.4% | $4,741-44.4% |
| Participant deferral / active EE | $7,037 | $4,802+46.6% | $4,395+60.1% | $6,401+9.9% |
| Admin fee / account holder | $578 | $5,977-90.3% | $5,325-89.1% | $11,429-94.9% |