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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,333 | $103,008-66.7% | $90,304-62.0% | $152,897-77.5% |
| Participation rate | 92.9% | 75.9%+17.0pp | 73.3%+19.6pp | 82.5%+10.4pp |
| Annual return | 60.48% | 95.22%-34.7pp | 78.13%-17.6pp | 345.43%-284.9pp |
| Employer contribution / active EE | $2,341 | $3,139-25.4% | $2,855-18.0% | $4,764-50.9% |
| Participant deferral / active EE | $5,309 | $4,281+24.0% | $3,885+36.7% | $5,851-9.3% |
| Admin fee / account holder | $2,979 | $6,175-51.7% | $5,354-44.4% | $11,599-74.3% |