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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,274 | $76,608-86.6% | $56,077-81.7% | $145,877-93.0% |
| Participation rate | 91.7% | 63.2%+28.4pp | 52.5%+39.2pp | 80.3%+11.4pp |
| Annual return | 41.48% | 3009.59%-2968.1pp | 1709.28%-1667.8pp | 551.28%-509.8pp |
| Employer contribution / active EE | $1,222 | $1,382-11.5% | $1,040+17.5% | $4,663-73.8% |
| Participant deferral / active EE | $5,303 | $2,624+102.1% | $1,954+171.4% | $6,691-20.7% |
| Admin fee / account holder | $559 | $3,325-83.2% | $2,825-80.2% | $13,402-95.8% |