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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,274 | $76,634-86.6% | $56,054-81.7% | $145,978-93.0% |
| Participation rate | 91.7% | 63.2%+28.4pp | 52.5%+39.2pp | 80.3%+11.4pp |
| Annual return | 41.48% | 3004.33%-2962.8pp | 1705.95%-1664.5pp | 550.52%-509.0pp |
| Employer contribution / active EE | $1,222 | $1,380-11.4% | $1,039+17.7% | $4,662-73.8% |
| Participant deferral / active EE | $5,303 | $2,622+102.2% | $1,952+171.6% | $6,690-20.7% |
| Admin fee / account holder | $559 | $3,321-83.2% | $2,822-80.2% | $13,400-95.8% |