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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,667 | $157,276-66.5% | $141,177-62.7% | $152,885-65.6% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 32.43% | 64.33%-31.9pp | 71.40%-39.0pp | 345.39%-313.0pp |
| Employer contribution / active EE | $1,250 | $5,262-76.2% | $4,736-73.6% | $4,763-73.7% |
| Participant deferral / active EE | $7,372 | $7,110+3.7% | $6,710+9.9% | $5,851+26.0% |
| Admin fee / account holder | $0 | $12,123-100.0% | $10,263-100.0% | $11,598-100.0% |