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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,355 | $73,955-73.8% | $96,520-79.9% | $75,181-74.3% |
| Participation rate | 88.1% | 66.4%+21.7pp | 74.3%+13.8pp | 67.2%+20.9pp |
| Annual return | 12.32% | 26.72%-14.4pp | 35.72%-23.4pp | 160.69%-148.4pp |
| Employer contribution / active EE | $1,313 | $2,930-55.2% | $3,739-64.9% | $2,671-50.8% |
| Participant deferral / active EE | $2,769 | $3,659-24.3% | $4,879-43.2% | $4,126-32.9% |
| Admin fee / account holder | $825 | $5,217-84.2% | $6,733-87.7% | $5,650-85.4% |