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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,230 | $180,466-73.3% | $154,114-68.7% | $135,382-64.4% |
| Participation rate | 27.8% | 87.4%-59.6pp | 83.0%-55.3pp | 82.6%-54.9pp |
| Annual return | -6.42% | 888.15%-894.6pp | 735.16%-741.6pp | 519.77%-526.2pp |
| Employer contribution / active EE | $1,373 | $6,035-77.3% | $5,298-74.1% | $4,779-71.3% |
| Participant deferral / active EE | $2,367 | $5,806-59.2% | $5,081-53.4% | $5,609-57.8% |
| Admin fee / account holder | $3,446 | $16,144-78.7% | $13,411-74.3% | $10,829-68.2% |