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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,713 | $115,810-89.9% | $101,271-88.4% | $158,966-92.6% |
| Participation rate | 54.5% | 79.4%-24.8pp | 75.8%-21.3pp | 82.0%-27.4pp |
| Annual return | 28.61% | 56.15%-27.5pp | 46.48%-17.9pp | 302.95%-274.3pp |
| Employer contribution / active EE | $1,204 | $4,175-71.2% | $3,660-67.1% | $4,762-74.7% |
| Participant deferral / active EE | $1,564 | $4,958-68.5% | $4,371-64.2% | $5,983-73.9% |
| Admin fee / account holder | $0 | $7,248-100.0% | $5,948-100.0% | $11,250-100.0% |