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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,335 | $118,919-88.8% | $88,538-84.9% | $152,885-91.3% |
| Participation rate | 78.6% | 73.4%+5.2pp | 68.7%+9.8pp | 82.5%-3.9pp |
| Annual return | 26.24% | 47.92%-21.7pp | 43.64%-17.4pp | 345.39%-319.1pp |
| Employer contribution / active EE | $0 | $2,669-100.0% | $2,098-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,814 | $3,549-48.9% | $2,914-37.8% | $5,851-69.0% |
| Admin fee / account holder | $599 | $5,876-89.8% | $4,310-86.1% | $11,598-94.8% |