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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,299 | $114,119-85.7% | $107,187-84.8% | $138,895-88.3% |
| Participation rate | 88.2% | 78.1%+10.2pp | 75.0%+13.2pp | 79.9%+8.3pp |
| Annual return | 16.96% | 273.21%-256.2pp | 204.55%-187.6pp | 145.39%-128.4pp |
| Employer contribution / active EE | $1,537 | $4,059-62.1% | $3,782-59.4% | $4,194-63.4% |
| Participant deferral / active EE | $1,874 | $5,538-66.2% | $5,096-63.2% | $6,396-70.7% |
| Admin fee / account holder | $1,510 | $10,024-84.9% | $9,162-83.5% | $12,562-88.0% |