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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,366 | $88,702-39.8% | $81,780-34.7% | $145,978-63.4% |
| Participation rate | 27.3% | 75.0%-47.8pp | 72.4%-45.1pp | 80.3%-53.0pp |
| Annual return | 11.00% | 1029.12%-1018.1pp | 776.27%-765.3pp | 550.52%-539.5pp |
| Employer contribution / active EE | $405 | $3,084-86.9% | $2,914-86.1% | $4,662-91.3% |
| Participant deferral / active EE | $867 | $4,645-81.3% | $4,321-79.9% | $6,690-87.0% |
| Admin fee / account holder | $927 | $8,414-89.0% | $7,384-87.4% | $13,400-93.1% |