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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,686 | $70,366-10.9% | $66,674-6.0% | $138,895-54.9% |
| Participation rate | 31.6% | 76.2%-44.6pp | 73.7%-42.1pp | 79.9%-48.3pp |
| Annual return | 14.19% | 386.41%-372.2pp | 321.24%-307.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $904 | $2,765-67.3% | $2,620-65.5% | $4,194-78.5% |
| Participant deferral / active EE | $3,028 | $4,374-30.8% | $4,084-25.9% | $6,396-52.7% |
| Admin fee / account holder | $7,892 | $5,262+50.0% | $5,098+54.8% | $12,562-37.2% |