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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,814 | $102,663-87.5% | $86,216-85.1% | $139,466-90.8% |
| Participation rate | 58.3% | 74.5%-16.2pp | 69.0%-10.6pp | 80.3%-22.0pp |
| Annual return | 18.27% | 1924.52%-1906.3pp | 1169.42%-1151.1pp | 373.66%-355.4pp |
| Employer contribution / active EE | $1,758 | $3,035-42.1% | $2,382-26.2% | $4,754-63.0% |
| Participant deferral / active EE | $2,294 | $4,677-51.0% | $3,986-42.5% | $6,712-65.8% |
| Admin fee / account holder | $399 | $8,663-95.4% | $6,853-94.2% | $11,409-96.5% |