Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,026 | $61,660-88.6% | $80,022-91.2% | $64,181-89.1% |
| Participation rate | 97.7% | 71.7%+26.0pp | 75.8%+21.8pp | 69.6%+28.1pp |
| Annual return | -7.34% | -0.33%-7.0pp | 11.22%-18.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,863 | $1,810+2.9% | $2,468-24.5% | $2,381-21.7% |
| Participant deferral / active EE | $2,564 | $2,968-13.6% | $3,686-30.4% | $3,470-26.1% |
| Admin fee / account holder | $779 | $5,417-85.6% | $6,521-88.0% | $4,887-84.1% |