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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,617 | $105,867-56.0% | $90,760-48.6% | $134,532-65.3% |
| Participation rate | 77.8% | 78.3%-0.5pp | 75.7%+2.1pp | 81.2%-3.5pp |
| Annual return | -12.16% | -10.99%-1.2pp | -12.16%0pp | 418.27%-430.4pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $11,840 | $5,217+127.0% | $4,565+159.4% | $6,401+85.0% |
| Admin fee / account holder | $338 | $13,936-97.6% | $8,444-96.0% | $11,429-97.0% |