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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,113 | $118,708-78.8% | $98,920-74.6% | $158,966-84.2% |
| Participation rate | 50.0% | 77.8%-27.8pp | 76.0%-26.0pp | 82.0%-32.0pp |
| Annual return | 8.91% | 372.49%-363.6pp | 196.47%-187.6pp | 302.95%-294.0pp |
| Employer contribution / active EE | $0 | $3,334-100.0% | $2,689-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,608 | $5,089-29.1% | $4,245-15.0% | $5,983-39.7% |
| Admin fee / account holder | $191 | $10,134-98.1% | $6,643-97.1% | $11,250-98.3% |