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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,398 | $209,428-87.4% | $178,498-85.2% | $158,950-83.4% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 16.88% | 188.78%-171.9pp | 151.09%-134.2pp | 302.91%-286.0pp |
| Employer contribution / active EE | $2,015 | $5,707-64.7% | $5,011-59.8% | $4,762-57.7% |
| Participant deferral / active EE | $4,327 | $5,955-27.3% | $5,202-16.8% | $5,983-27.7% |
| Admin fee / account holder | $1,070 | $17,077-93.7% | $13,985-92.3% | $11,248-90.5% |