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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,921 | $149,679-85.4% | $117,039-81.3% | $147,586-85.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 77.2%+22.8pp | 82.8%+17.2pp |
| Annual return | 11.16% | 19.31%-8.2pp | 18.95%-7.8pp | 578.59%-567.4pp |
| Employer contribution / active EE | $4,167 | $4,937-15.6% | $3,785+10.1% | $4,876-14.6% |
| Participant deferral / active EE | $1,234 | $4,912-74.9% | $3,929-68.6% | $5,439-77.3% |
| Admin fee / account holder | $2,497 | $7,856-68.2% | $5,974-58.2% | $10,886-77.1% |