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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,343 | $65,575-18.7% | $86,209-38.1% | $75,181-29.0% |
| Participation rate | 63.9% | 60.5%+3.4pp | 69.0%-5.1pp | 67.2%-3.3pp |
| Annual return | 16.46% | 46.07%-29.6pp | 1169.05%-1152.6pp | 160.69%-144.2pp |
| Employer contribution / active EE | $1,844 | $1,553+18.7% | $2,381-22.6% | $2,671-31.0% |
| Participant deferral / active EE | $4,041 | $3,023+33.7% | $3,986+1.4% | $4,126-2.1% |
| Admin fee / account holder | $3,865 | $5,470-29.3% | $6,853-43.6% | $5,650-31.6% |