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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,827 | $156,398-82.2% | $147,318-81.1% | $138,895-80.0% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 23.69% | 78.75%-55.1pp | 70.43%-46.7pp | 145.39%-121.7pp |
| Employer contribution / active EE | $2,397 | $4,853-50.6% | $4,593-47.8% | $4,194-42.9% |
| Participant deferral / active EE | $5,605 | $8,237-32.0% | $7,906-29.1% | $6,396-12.4% |
| Admin fee / account holder | $586 | $14,976-96.1% | $13,708-95.7% | $12,562-95.3% |