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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,300 | $72,272-60.8% | $101,264-72.1% | $79,858-64.6% |
| Participation rate | 40.0% | 68.5%-28.5pp | 75.8%-35.8pp | 69.6%-29.6pp |
| Annual return | 19.86% | 22.30%-2.4pp | 46.48%-26.6pp | 31.72%-11.9pp |
| Employer contribution / active EE | $1,276 | $2,692-52.6% | $3,660-65.1% | $2,471-48.4% |
| Participant deferral / active EE | $2,515 | $3,282-23.4% | $4,370-42.5% | $3,740-32.8% |
| Admin fee / account holder | $582 | $4,401-86.8% | $5,947-90.2% | $5,306-89.0% |