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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,994 | $58,258-55.4% | $81,820-68.2% | $80,925-67.9% |
| Participation rate | 66.7% | 63.5%+3.2pp | 72.4%-5.7pp | 67.7%-1.0pp |
| Annual return | 14.16% | 41.76%-27.6pp | 777.93%-763.8pp | 35.65%-21.5pp |
| Employer contribution / active EE | $3,059 | $2,345+30.4% | $2,915+4.9% | $2,756+11.0% |
| Participant deferral / active EE | $5,908 | $3,284+79.9% | $4,323+36.7% | $4,299+37.4% |
| Admin fee / account holder | $6,607 | $4,976+32.8% | $7,391-10.6% | $6,940-4.8% |