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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,344 | $82,678-66.9% | $125,391-78.2% | $68,490-60.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.04% | -5.97%-14.1pp | 572.41%-592.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $2,685 | $3,382-20.6% | $4,816-44.2% | $2,597+3.4% |
| Participant deferral / active EE | $4,953 | $6,111-19.0% | $7,448-33.5% | $4,028+23.0% |
| Admin fee / account holder | $655 | $6,277-89.6% | $10,009-93.5% | $5,403-87.9% |