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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,778 | $165,399-88.0% | $149,745-86.8% | $158,982-87.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.40% | 348.34%-332.9pp | 276.72%-261.3pp | 302.99%-287.6pp |
| Employer contribution / active EE | $2,670 | $5,105-47.7% | $4,646-42.5% | $4,763-43.9% |
| Participant deferral / active EE | $4,312 | $7,183-40.0% | $6,843-37.0% | $5,983-27.9% |
| Admin fee / account holder | $705 | $10,811-93.5% | $9,312-92.4% | $11,252-93.7% |