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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,900 | $98,766-62.6% | $149,730-75.4% | $79,852-53.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 25.68% | 27.43%-1.8pp | 276.70%-251.0pp | 31.72%-6.0pp |
| Employer contribution / active EE | $6,002 | $3,217+86.6% | $4,645+29.2% | $2,471+142.9% |
| Participant deferral / active EE | $12,920 | $5,681+127.4% | $6,843+88.8% | $3,740+245.4% |
| Admin fee / account holder | $2,213 | $6,052-63.4% | $9,310-76.2% | $5,306-58.3% |