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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,828 | $85,766-75.7% | $136,298-84.7% | $70,126-70.3% |
| Participation rate | 96.2% | 74.2%+22.0pp | 81.9%+14.2pp | 69.5%+26.6pp |
| Annual return | 125.39% | 31.46%+93.9pp | 5156.27%-5030.9pp | 73.15%+52.2pp |
| Employer contribution / active EE | $3,888 | $2,966+31.1% | $4,696-17.2% | $2,343+66.0% |
| Participant deferral / active EE | $9,361 | $5,051+85.3% | $6,247+49.8% | $3,332+181.0% |
| Admin fee / account holder | $1,773 | $5,421-67.3% | $9,244-80.8% | $4,645-61.8% |