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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,442 | $110,307-90.5% | $96,576-89.2% | $139,456-92.5% |
| Participation rate | 88.9% | 78.1%+10.8pp | 76.0%+12.9pp | 80.3%+8.6pp |
| Annual return | 81.35% | 26.40%+55.0pp | 25.87%+55.5pp | 373.45%-292.1pp |
| Employer contribution / active EE | $2,269 | $3,619-37.3% | $2,965-23.5% | $4,753-52.3% |
| Participant deferral / active EE | $2,752 | $5,547-50.4% | $4,851-43.3% | $6,711-59.0% |
| Admin fee / account holder | $4,745 | $11,597-59.1% | $8,253-42.5% | $11,407-58.4% |