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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,736 | $176,077-35.4% | $159,455-28.7% | $167,518-32.1% |
| Participation rate | 75.0% | 84.9%-9.9pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 15.76% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $1,126 | $5,298-78.8% | $4,830-76.7% | $4,838-76.7% |
| Participant deferral / active EE | $3,622 | $7,751-53.3% | $7,353-50.7% | $6,342-42.9% |
| Admin fee / account holder | $848 | $12,556-93.2% | $10,800-92.2% | $12,312-93.1% |