Retirement plan

GRAYCLIFF CAPITAL MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST

Name: GRAYCLIFF CAPITAL MANAGEMENT L - GRAYCLIFF CAPITAL MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST (2021) Form 5500
Creator: GRAYCLIFF CAPITAL MANAGEMENT L
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GRAYCLIFF CAPITAL MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST, GRAYCLIFF CAPITAL MANAGEMENT L

GRAYCLIFF CAPITAL MANAGEMENT LEIN 46-4180747Plan #001PY 2021

PO BOX 17437 - GREENVILLE, SC 29606864-679-4799

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$469K

+75.1% from 2020

Total participants

+80.0% from 2020

Average account balance

$39,076

+2.2% from 2020

Annual return

26.76%

+5.03 pp from 2020

Benchmarks

See 17,102 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort17,102 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$76K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$127K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13640

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$3K

$151 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.581%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,076

$227,566-82.8%

$189,558-79.4%

$167,518-76.7%

Participation rate

66.7%

82.5%-15.8pp

78.5%-11.8pp

82.1%-15.4pp

Annual return

26.76%

78.43%-51.7pp

64.19%-37.4pp

478.71%-451.9pp

Employer contribution / active EE

$5,316-100.0%

$4,412-100.0%

$4,838-100.0%

Participant deferral / active EE

$7,194

$7,002+2.7%

$6,174+16.5%

$6,342+13.4%

Admin fee / account holder

$227

$11,881-98.1%

$9,809-97.7%

$12,312-98.2%

GRAYCLIFF CAPITAL MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GRAYCLIFF CAPITAL MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion