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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,904 | $211,946-73.6% | $169,452-67.0% | $135,382-58.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -10.80% | 3.26%-14.1pp | 1.83%-12.6pp | 519.77%-530.6pp |
| Employer contribution / active EE | $3,139 | $5,117-38.7% | $4,157-24.5% | $4,779-34.3% |
| Participant deferral / active EE | $17,421 | $6,075+186.7% | $5,277+230.1% | $5,609+210.6% |
| Admin fee / account holder | $1,198 | $11,472-89.6% | $9,110-86.9% | $10,829-88.9% |