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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,401 | $82,674-71.7% | $125,363-81.3% | $68,495-65.8% |
| Participation rate | 96.9% | 75.0%+21.8pp | 82.4%+14.5pp | 67.9%+29.0pp |
| Annual return | -21.44% | -5.97%-15.5pp | 572.15%-593.6pp | -7.84%-13.6pp |
| Employer contribution / active EE | $3,601 | $3,382+6.5% | $4,815-25.2% | $2,596+38.7% |
| Participant deferral / active EE | $7,798 | $6,111+27.6% | $7,447+4.7% | $4,028+93.6% |
| Admin fee / account holder | $324 | $6,276-94.8% | $10,005-96.8% | $5,403-94.0% |