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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,919 | $105,145+54.9% | $94,664+72.1% | $139,466+16.8% |
| Participation rate | 37.5% | 82.4%-44.9pp | 80.8%-43.3pp | 80.3%-42.8pp |
| Annual return | 18.41% | 38.09%-19.7pp | 156.84%-138.4pp | 373.66%-355.3pp |
| Employer contribution / active EE | $3,163 | $4,107-23.0% | $3,673-13.9% | $4,754-33.5% |
| Participant deferral / active EE | $8,082 | $7,599+6.4% | $7,417+9.0% | $6,712+20.4% |
| Admin fee / account holder | $385 | $8,972-95.7% | $7,222-94.7% | $11,409-96.6% |