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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,905 | $91,167-96.8% | $178,498-98.4% | $79,858-96.4% |
| Participation rate | 88.9% | 69.2%+19.7pp | 81.9%+7.0pp | 69.6%+19.3pp |
| Annual return | 20.59% | 24.19%-3.6pp | 151.09%-130.5pp | 31.72%-11.1pp |
| Employer contribution / active EE | $968 | $3,255-70.3% | $5,011-80.7% | $2,471-60.8% |
| Participant deferral / active EE | $1,641 | $3,236-49.3% | $5,202-68.5% | $3,740-56.1% |
| Admin fee / account holder | $870 | $6,747-87.1% | $13,985-93.8% | $5,306-83.6% |