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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,032 | $217,432+10.9% | $185,849+29.7% | $167,536+43.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.04% | 148.42%-138.4pp | 122.10%-112.1pp | 478.82%-468.8pp |
| Employer contribution / active EE | $12,114 | $5,875+106.2% | $5,169+134.4% | $4,839+150.3% |
| Participant deferral / active EE | $10,050 | $6,357+58.1% | $5,569+80.5% | $6,342+58.5% |
| Admin fee / account holder | $32,603 | $19,818+64.5% | $16,244+100.7% | $12,315+164.8% |