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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,398 | $198,457-2.0% | $170,435+14.1% | $147,586+31.7% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 12.81% | 257.30%-244.5pp | 205.94%-193.1pp | 578.59%-565.8pp |
| Employer contribution / active EE | $7,015 | $6,183+13.5% | $5,432+29.1% | $4,876+43.9% |
| Participant deferral / active EE | $6,039 | $5,629+7.3% | $4,939+22.3% | $5,439+11.0% |
| Admin fee / account holder | $581 | $16,852-96.6% | $13,881-95.8% | $10,886-94.7% |