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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,183 | $77,157-57.0% | $108,405-69.4% | $85,851-61.3% |
| Participation rate | 84.0% | 74.7%+9.3pp | 80.1%+3.9pp | 69.3%+14.7pp |
| Annual return | 11.63% | 44.55%-32.9pp | 905.55%-893.9pp | 318.63%-307.0pp |
| Employer contribution / active EE | $1,500 | $2,379-37.0% | $3,559-57.9% | $2,565-41.5% |
| Participant deferral / active EE | $3,998 | $5,567-28.2% | $6,563-39.1% | $3,952+1.2% |
| Admin fee / account holder | $1,479 | $5,174-71.4% | $7,297-79.7% | $6,261-76.4% |