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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,061 | $97,020-87.6% | $83,327-85.5% | $135,380-91.1% |
| Participation rate | 94.4% | 80.4%+14.0pp | 77.8%+16.7pp | 82.6%+11.8pp |
| Annual return | -21.18% | 12.31%-33.5pp | 10.64%-31.8pp | 519.81%-541.0pp |
| Employer contribution / active EE | $1,767 | $4,144-57.4% | $3,379-47.7% | $4,779-63.0% |
| Participant deferral / active EE | $5,087 | $5,964-14.7% | $5,565-8.6% | $5,609-9.3% |
| Admin fee / account holder | $687 | $8,426-91.8% | $7,540-90.9% | $10,828-93.7% |