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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,113 | $165,381-74.5% | $149,730-71.9% | $158,966-73.5% |
| Participation rate | 36.4% | 84.6%-48.2pp | 82.5%-46.1pp | 82.0%-45.6pp |
| Annual return | 13.12% | 348.29%-335.2pp | 276.70%-263.6pp | 302.95%-289.8pp |
| Employer contribution / active EE | $2,544 | $5,104-50.1% | $4,645-45.2% | $4,762-46.6% |
| Participant deferral / active EE | $4,195 | $7,182-41.6% | $6,843-38.7% | $5,983-29.9% |
| Admin fee / account holder | $7,305 | $10,809-32.4% | $9,310-21.5% | $11,250-35.1% |